As a Bitcoin enthusiast, I want to say briefly that you shouldn't sacrifice simplicity for technicality. You are more likely to lose your bitcoins because of too much technicality than to scammers or hackers. An example of keeping things simple is that instead of storing your Bitcoin in a multi signature wallet that you do not understand how it works or have no experience in setting up, store your Bitcoin in a soft like Electrum wallet where the process of setting up is pretty straight forward. Another example is using simpler and recommended ways to protect your seed phrase instead of some ways that has too much complexities and technicality to it any mistake can result in its loss forever.
In summary, it is more practical to stick with user-friendly options that you understand well than advanced options. Simplicity and a strong foundation of knowledge are your best allies in safeguarding your bitcoin.
Electrum has the option to create a multisig wallet but I get the point you're trying to make. A single signature wallet is sufficient for most people. A standard Electrum wallet is a practical choice for beginners. Multisig and Shamir backups require a higher degree of responsibility but if someone has the technical understanding they should not be discouraged from considering options that may provide better security.