You are right, mate. There's a saying that success is a product of hard work, grace, determination, and perseverance. Some people just think that the fact that other people have done a particular thing and achieved success means they can just do it and gain that success, but it doesn't work like that. Financial management and investing are skills that are not naturally possessed, but they can be learned either by reading, taking some courses, or regularly following up on one's role models and learning from them too. It is wise if someone learns about the risks, advantages, and disadvantages of whatever they are investing in. It's also profitable if the person has proper financial knowledge or can make inquiries from a financial expert.