is there any safe ways out there to get 10-15 % ANY return rate ?
as far as banks i noticed maximum 5 %
crypto exchanges upto 15 % - but are they safe to put money there ? like nexo , kucoin ?
Nexo is a safe option to my mind. My friend uses it since 2019 and gets some 12% percentage or something like that anually on his deposits.
The safest option at the moment is long-term holding. You won't get fixed 10-15% annually but at the end of the day, when one, two, three, four or five years pass and you see your balance in USD values, you'll realize that you probably gained 300% or more profit on your old deposit that you were holding till that day.
It is easy to get 10-15% ANY return rate, but the problem is that you will get that percentage in the form of altcoin and the value of this token/coin may decrease, or you may not be able to withdraw it, or it requires a large capital that makes the risk of losing everything very possible.
Therefore, instead of looking for an easy, unguaranteed profit, it is better to learn trading, as it can easily enable you to achieve a good profit, or at least DCA, for Bitcoin during the next 24 months.
If someone thinks that certain altcoin will have a bull run and rise in future, then investments that Binance offers can be a good option because some of them have very high income. But this is not a safe way, so, let's forget this one.
Trading is not welding to go in school and learn. Trading is a combination of luck, intuition and experience but there is a hack, if you are just a fish in the ocean, you shouldn't stand in front of whales, just move along with them, behind their back and your trades will go well.