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As I also mentioned above, I believe that people will not store crypto assets on centralized exchanges. I just don't believe people who say they don't have accounts on those exchanges and never use them to trade or buy, sell, or convert cryptocurrencies to fiat and vice versa. If we use them for the purpose for which they were created, it is not as scary as many people are spreading it. CEX is a place to exchange, buy, sell, trade...it is never a place for us to trust and store assets. Many investors are using it the wrong way.
Hmmm - yes, I understand. We don't need to care and be responsible for other people's decisions about investments and how they save them. They are free to do whatever they want - but it is always good to advise people so that they do not regret their wrong decisions.
Nobody forbids anyone from using centralized exchanges to trade or simply convert bitcoin or other crypto to fiat. But of course they have to be very careful with KYC and that they don't have to create more than one account on some centralized exchange. Use centralized exchanges as you should - they are not a safe haven for long-term investments.