is there any safe ways out there to get 10-15 % ANY return rate ?
as far as banks i noticed maximum 5 %
crypto exchanges upto 15 % - but are they safe to put money there ? like nexo , kucoin ?
Unfortunately I have to say that nothing is safe and guaranteed here in the world of crypto. There is no fixed ROI in reality here. If there is, that would be mostly from the scammers and ponzi opportunities.
You can do staking if you want and achieve an APY percentage. However, it would be in the form of altcoins where the prices are not stable and guaranteed despite you’re gonna achieve that number of coins or tokens after the locking period is over.
And as for the centralized exchanges like Binance which has flexible savings plan, I do not think I can count on them to save and stake my funds as we do not have the full custody of our assets there.
The desire to get a fixed ROI is very strong as this is one of the most common requests you will see people making, and yet it is one that cannot really be satisfied, and this is because the markets do not move like that, anyone that takes the time to look at the chart of any asset will see that there is not a single straight line with an upward trajectory allowing the price to grow 15% each year, the movements of the market are chaotic and sometimes even random, and by necessity this means that anyone that promises such a ROI every single year is most likely a scammer.