Have you consider that you lose all your coins because the wallet phrase to your coins and PC burn in a war.
So what will you do if you survive after the war to start back your financial struggling and your crypto investment journey. Or can you get the coins back?
There's absolutely nothing you will do about it afterwards in as much as you didn't backup your wallet phrase in different locations but in one single piece your assets is lost perhaps for ever. It is for the circumvention such unforeseen circumstances like war, inferno, natural disasters and more that we are advised to multi-locate our private keys.
Like they say, when there's life there is hope, survival is quintessential which actually means you can put in more efforts start afresh to making money again. Moving on may be hard but that's the best option.