If we know how difficult it is to earn money, of course we will be very good at managing how we spend the money we have. Enjoying income is a natural thing for people who have it, but we have to do it for the right things and don't use it for things that are not necessary. You are right, without looking for it, money will not come by itself. We have to try to do work to earn income and even when working, we have limitations. We must still think about our health so that we don't do too much work with the aim of making a lot of money so that we get sick.
Basically, health is more important than money, if you are sick you can't earn money so maintaining your health to stay healthy is the most important thing in changing your mindset about money. Nowadays money is difficult to find if you don't have adequate skills, but if you have the skills in modern times like now it's very easy. And it's true that financial management is the most important thing. Having a lot of income, lots of money, without good financial management, will also end in misery.
You could say the concept is like this. Where there are four priority scales that need to be implemented. important-urgent, important-not urgent, not important-urgent, and not important-not urgent. The main ones are considered important-urgent and the ones that are omitted are unimportant-not urgent.