If they fully understand what they are getting themselves into and still do it, yes.
Most likely, they simply don’t understand anything.
Just the kind of user Ledger have been searching for all along! The only problem is, there seems to be an abundance of such users!
Let's face it, if someone were to offer a service like this for free, everyone would be screaming "SCAM!" But because Ledger slapped a subscription fee, it suddenly became a legit service for ignoramus.