I agree with you that there are some people who do happen to maintain both a trading stash and an investing stash, and how much is allocated in each would be a personal decision... Personally, I believe that any more than 30% allocated to trading is going to put a person in the wrong mindset, and there might need to be some other guidelines in place for the trader, so that s/he does not continue to deplete the HODLing (investing) stash if the trades are happening to not go very well... no more than 10% in shitcoins and no more than 30% in trading, and perhaps if someone puts 10% into shitcoins, then s/he would ONLY be able to put up to 20% into trading because there is almost no way to justify being into shitcoins as anything other than a form of trading..
I don't!, no stash for trading all that just for BTC investment and HODLing so on, how to accumulate using DCA strategy.... 30% of monthly income for BTC investment and the rest for living and other needs.
For me trading is too complicated and there is more risk of greater loss than profit, here we have to understand all the patterns that are needed and the pressure of the mind because we have to choose the shitcoin that is traded, so I don't do any trading except BTC investment.
It doesn't seem to me that you are saying anything different from me... even though you are saying it differently from how I said it, but our conclusion still seems to be the same, which is to emphasize investing rather than trading... even though I am accepting that some folks might trade so I suggest a limit of no more than 10% for the very beginners and 30% for those who have been trading longer, even though surely I would not even want to go as high as 30%, but we know that degenerate gamblers (traders) will want to go up to 30% and they will even want to go higher than 30%, just like the original post stated with 50% 50% as if that were even close to reasonable.