I don't!, no stash for trading all that just for BTC investment and HODLing so on, how to accumulate using DCA strategy.... 30% of monthly income for BTC investment and the rest for living and other needs.
Nice to see that you've got the status to put 30% of your monthly income to BTC and you're firm in holding that.
You are right with the implication that 30% is a lot to be investing into bitcoin and/or otherwise saving, jossiel..
Most people have trouble saving any income and frequently, 10% of their income can be a reasonable and even a somewhat aggressive target for a lot of people (even though surely some people have more discretionary income than others and if they make a lot of money, sometimes they can live a kind of minimalist lifestyle and end up getting up to decently high savings/investing levels). Many of the normies can make quite a bit of progress just by going from near or at 0% to 10%, and surely if they can invest/save more than 10%, then the is o.k. as long as their other financial matters are in order.
You are right, a person should invest but not with all his money.
Wise people say invest the amount of money you can afford to lose. The amount of money you can afford to lose means investing with the amount of money that even if it is lost from life, it will not have any negative impact on life.
Investing 30% of monthly income will be challenging for those whose monthly income is comparatively less. In this case you must have successfully made the point that 10% of everyone's income is enough to invest. If a person earns 200 dollars every month then as 10% his income will be 20 dollars every month, if the same person wants to invest 30% with the same amount of salary then his investment will be 60 dollars at the end of the month. That is, to invest, he has to subtract 60 dollars from 200 dollars and make other calculations with the remaining 140 dollars.
I think everyone should have an investment. You have investment means you are big man because this investment can change the fortune of an investor at any time. Those who can hold their investments for a long time is an industry for that investor and the investor is an artist of that industry. This is why I compared those who invest for a long time to an artist, because just as an artist creates a painting with the touch of cotton, an investor overcomes a thousand obstacles and holds on to his investment even in the midst of market volatility.
As an investor I would always suggest another investor to invest in a long term plan. Long term investment plan is always better for an investor.