The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?
then you are handling your life wrongly , have you tried having small business while working?
because that works for me mate , and also keeping some to make another holding here in crypto as I believe there is a potential profit in future.
If you a self lerner and know to invest wisely then you can also make it.
self learner on how ?