for many induction stoves, but (if I'm not mistaken) it's 5 or more hobs and/or downward extraction of air, it can go over the specs for 2 phase.
As he explained it would in case of washer+dryer+dishwasher+induction potentially be too much, and that's not taking into account car chargers.
I still highly doubt that the average house will use anything 3 phase, the stove you describing is probably business grade, now if it is a matter of "quantity" then it makes perfect sense, here if the house has more than a single floor, the utility company would run 3 phase to it, each floor gets 1 phase and neutral, say 6 flats each two share a single phase, but still, inside that house you can not just plug and play 3-phase appliances, you would need to run the other two phases directly from the main panel.
I understand that things are different across the globe, so ya, to each country its own design.
Utility power is either single phase (which includes split-phase) or 3-phase.
Correct, the naming is rather confusing to many people, it is hard to explain that 2 wires are a single phase, it is also hard to explain why would a clamp meter read zero when you get the two wires together, electricity isn't all that simple after all.