savings is exclusively for those that have enough earnings for themselves, if you earn peanut, you cannot save any money, except you try to strain yourself. The other day, I overheard someone saying, "the cost of living is killing the living". That is a hypothetical statement, which literarily means, expenses have surpassed income. Believe saving for the rainy days is good, but it can only happen when you begin to reach some financial balance ⚖️.
Based on your opinion, as you have said, I indeed disagree with you, Spaceman1000$ . Saving should not only be practiced by those who have a financial balance or those earning a huge salary. If you can't save when you are earning little, then how will you be able to save when you are earning huge? The lifestyle of saving is a habit that we cultivate in ourselves through discipline, and if you can't cultivate that habit of saving or investing when you are earning little, you might not still be able to save. There's a slogan for crypto investment: "If you can't hold, you won't be rich." I also mean to tell you that if you can't save to invest or save for a rainy day, you will not even break out of being financially free. Problems don't finish, needs don't finish, and bills keep coming over and over. So, it's left for you to skip some needs, leave a very simple lifestyle, and don't act to proov that you are very important to people depending on you because even if you're not there, they will absolutely survive.