All of a sudden, everything changed. I lost one of my most loyal clients due to a car accident. I started getting fewer job opportunities. My monthly earnings were so low that I could hardly afford anything. All the friends I had left me, with only a few remaining. That's when I realized that I could do better. It's been over five months now, and things are still not completely okay for me. But I want to change and plan for myself.
That is just it. Most of the time, people that stick around you are there because of what you have, and I know if you lose it, they will definitely leave you. Although you have already encountered the situation, a wise man says that “if you want to be successful in life, you should avoid too many friends." Looking at this, having many friends can make you not think about your finances because they will show you that they are always with you and make you not calculate your expenses.
So the only advice I can give you is to have a budget based on your income. If possible, the budget should be lower than your income so that you can save enough to recover your former financial status so that you can plan a good life and also reduce bad friends. If not, you will still go back to your previous life.