Most people who go for more degrees believe they can get better job at the end of the day. People that only go for more degrees in a stare with high unemployment rate are they doing right thing by putting all their focus on academic because this is the only thing they can do best.
Itel people whenever I have the opportunity and those who care to listen that if you must pursue higher academic pathways, do it 4 we need an intrinsic purpose rather that for financial gain. The reason being that you would get so disappointed when you notice that your BSc and phd doesn't really matter in the world off business and tech. What matters is how good enough you are. They'll pick 10-year old programmer who is the best in the world at coding that a PhD hold computer scientist without any practical coding skill.