The problem is also with other people who already know that their source of income is not enough; they still have expenses. Because they may think they have an alternative to their expenses through borrowing or whatever reason.
But even so, for people who know that their income is not enough, they wish they could budget their income for important bills, because there are also others who, even if their income is small, apply the saying "If the blanket is too short, learn to bend".
In a situation like this I still feel we have a different view because no matter what expenses we make it adjusts to the income we have and this phase continues to repeat so that there is no term that the income we have is insufficient for the expenses we make.
Such conditions occur because we are too pushing ourselves to get a pleasure in life but do not think about the income that comes to us because if in the end we realize that our income is still very hampered then we need to pay attention to ourselves by limiting expenses as minimal as possible so that the income we get is sufficient for the expenses we need.
If in the end it can be done then I think no one will feel that the income we get is smaller than the expenses we will have.