The main reason I'm sharing this topic is to get your own opinions and advice so that I can do better. I believe it's because of poor financial management that I've fallen to this level. I've been doing things that I now realize were not the right things to do because I don't have any financial stability. Last week, I felt ashamed when people see how frustrated i am because I had bitten off more than I could chew. I'm open to opinions and helpful insights to start again, but this time in a more stable and responsible manner.
You are going through a bad time and hopefully you will be able to bounce back with your work skills. But saving money is a difficult task that is not easy for everyone. Earning money is easier than saving money. You might not have had such a situation if you had regularly deposited the rest of your income except your expenses. We all know that if we spend more than we earn then the deficit that will be created will never be filled. At some stage we will find that we are in debt. We should save even a little of what we earn, and reduce our spending propensity, we should accumulate money. Because accidents can happen at any time. Also, you may not get money from the people you are helping in times of need. It is always best to rely on yourself and walk on your own strength.