In my personal opinion, getting a degree does not completely guarantee that someone's financial situation will be better. Because in this modern era, it's useless if, for example, you have a degree but don't have innovation and good knowledge (not improved). Because competition in life is getting tighter day by day. Therefore, even those who have a degree or rank such as a bachelor will definitely still have difficulties if they do not have good innovation. Because you need to remember, learning in universities and the reality on the ground always tend to have differences. So it is possible that someone who has a degree will have difficulties when they go directly into the field. Because what I know now is that what is more important is not just the degrees , but what is most important is knowledge and innovation. Because of the big companies that exist today such as Google, Apple and Intel. don't always have to use a diploma to apply for jobs at these companies.

Source: https://inet.detik.com/cyberlife/d-4506835/melamar-kerja-di-google-tak-perlu-ijazah-universitas#:~:text=Tapi%20ternyata%20untuk%20bekerja%20di,yang%20tidak%20memiliki%20ijazah%20universitas.

This means that potential, innovation and experience are very important even if you don't have a college degree. So the conclusion I can come to is that having a degree does not always guarantee someone will be more financially prosperous. But it is knowledge, experience and innovation that play a more important role in making someone more financially prosperous.