Yes it is a good thing to invest, I will take courage like you and invest too, maybe from now on till the whole of next year there will be a good surprise from Bitcoin price all through, I have never invest before in Bitcoin
Mate what are you waiting for that you have not started your bitcoin journey? Are you waiting to have big finds before you will invest in bitcoin. NO, you can invest with any amount of money for as low as the amount you can afford to buy as long as that will not affect your monthly expenses. Don't let this opportunity pass you buy because you will regret that you didn't start now when the time comes. Bitcoin price is still at the favorable time for newbies to buy and set aside a certain amount that they can use to DCA regularly to increase their bitcoin portfolio, since you have just few sats in your bitcoin portfolio. As you can see that bitcoin price is going high and we are also expecting the halving so it is better you start now that waiting because nobody knows the next price that we will see. Procastination is a delay to success and not an excusing for missing out this great opportunity. It is only if you don't believe in bitcoin that you will have a meaningless reason for not investing now. If you don't have a job because it is needful to invest in bitcoin, get a job and if your income is little that you cannot invest from it, then look for another means of income. Who knows if your bitcoin investment will be a game changer for you in future.
Perhaps the market is now at 38 thousand dollars, those who are new investors and plan to hold for a long time will not be impatient, you can invest from 38 thousand dollars if you want. Two to three thousand dollars isn't much of a difference to the amount of profit you're likely to make on your investment if you invest now and hold it for a long time. Invest now and try to hold onto that investment deeply. Overcoming hundreds of hurdles, when you keep this investment for a long time, you will not regret but will be much more excited about your investment.
A newbie should not only invest now and hodli but to also thinking of how they can make plans on how much they will be using to buy bitcoin regularly, maybe weekly, monthly, or quarterly through DCA because you are a low coiner, so that in 4-10yrs time they will be able to have a goof amount of bitcoin in their portfolio. This is because investment should keep on growing in size and in value to show that there is progress in that investment. If your bitcoin portfolio is stagnant, it means that you will not benefit from it that much even though bitcoin price hits 100k. This is because the profit from your bitcoin investment will be directly proportional to the size of your bitcoin portfolio with timeline and vice versa.
Similarly, another challenge of buying and HODLING is speculation as due to the fact that a lot of experts are making predictions of the price falling due to unforseen circumstances might make a beginner to pause before accumulating and it the quest of waiting for the the price to dip it now increases instead, so no matter the price of bitcoin as a beginner what you need do is keep buying and hodling and possibly apply the use of the dca method.
Yeah I agree with you that speculation is one of the major challenges most Bigginers normally face due to lack of much knowledge about it but however as a newbie who has a basic knowledge about Bitcoin and from those knowledge he discovered the potential of Bitcoin and as such decided to take part on investing on Bitcoin with the belief of holding the Bitcoin for years, so perhaps as a newbie or regular investors I see no reason why speculation could affect your investment decisions which your intention is buying and holding for long time, so speculation or not shouldn't be your concern because you have an investment goal to achieve.
So perhaps is only people or newbies whom there main intentions is to buy the dip and sell when the price increases so those are the sets of investor that normally got influenced by speculation.
I don't see bitcoin price speculation as a problem for a newbie who has set a long term goal for himself and has a bitcoin target that he needs to reach. This is because the basic knowledge of bitcoin says invest in a long term goal to lower the risk of short term and be safe from worries of bitcoin price fluctuation. It is only a newbie that has the plan to invest in a short term that can get himself distracted with bitcoin price speculation and get himself stuck at the middle and either ends up missing out of using DCA strategy to increase his bitcoin or will make wrong decisions that will cost him a lot. DCA has solved the problem of price speculations and discouragementt and fears if you are in a long term investment