~ The case for most gamblers is that we're starting responsible but when we're already in the middle of it, that's when things change. We want to gamble more even if we don't have money anymore because we've lost a lot of money and we can't accept the fact that we're losers so we chase, we recover and then we lose again. The cycle continues that makes us stuck on that which makes gambling is harder for us because the reality is there but we can't accept it.
So, when a gambler has already lost everything that's when he's going to be knocked by realization that he did the wrong thing. When he's got the opportunity to gamble and then made some profits, he didn't withdraw and stopped.
The key is even if you are chasing your losses, you shouldn't risk more than you can afford to lose. Yes, it might be a painful loss, but not a catastrophic one still. We, gamblers, all have those unfortunate moments, but it's not like we are losing everything and borrow money to gamble more like irresponsible gamblers do.