I totally agree. Waiting until your 30s to think about finances is a bit late. By then, you should ideally have some stable income and a plan. Starting to save and invest early, even in your teens, is a smart move. What's your take on when people should start getting serious about their finances?
In fact, there is no symbol for managing finances so that we are financially free in old age, the most important thing is that intentions and efforts from now on are ideally started from a young age.
Managing finances will of course affect the quality of life you live. It could be that when you are young, financial conditions tend to be good. However, when entering old age, financial conditions actually worsen.
Conditions like this can occur if you have a fragile financial foundation and a lack of knowledge regarding how to manage your money well. As a result, when you are old, you will not be able to live a prosperous life and will experience financial problems more often. When you are young, everyone still has hopes of what life will be like in old age.
Moreover, to stay healthy, enthusiastic and prosperous and happy with your family. So it is necessary to manage finances and health for the future from now on.