you must have the highest tolerance for scammers to wait 5 months before creating this thread. your patience is mother teresa level. he didn't offer collateral and then its a big amount for someone to send.
because he went online and knew that red trust you gave yet no communication still, youre right to think he isn't coming back to pay for it. its already in his mind since he couldn't restore his account to remove the negative trust.
I could imagine why he is not interested to talk about it, imagine being late for almost 150 days with an interest rate of 1% percent per day, that would be $1500 just as interest and on top of that $1000 original loan. It is not a joke when they say usury brings nothing but misery and fire to the lives of both side, I mean there is not a single person in the history that could claim they have found happiness, health and wealth by usury, it always ends bad. Not to mention God says usury is equal to fire in life and there after.
Having to pay such high interest rates, discourages anyone, but nevertheless they were fully aware what they were doing, so it's on them as well.
It's best to trust God and help those in need by lending money with 0 interest, when God says that he will return much more than you lend others back to you one way or the other, you just have to trust him enough, you know.