I guess it is impossible to understand the motives behind why this member would have asked for a $1000 loan and then repaid it early only to then ask for another $1000. It could be that he intended to get larger loans with early repayments in order to make one big loan attempt before scamming or could be related to him
stating his situation was not good, it seems we will never know unless he posts his explanations here.
I am sorry for the fact you had to face this. Taking a full loss on a $1000 loan is something that nobody deserves.
Also, the user was in a good campaign where the weekly payment was 100$. In the meantime, the user could repay the double amount. And the account can't be ruined.
I am surprised that the user returned 1050$ and the latter took 1000$. If the user was a defaulter then why return the previous loan? I can't get the answer to this.