Are you saying decentralised exchanges which aren't located in America won't get affected by the bill so it's about Americans who want to exchange cryptos for fiat transfer to their bank accounts?
Not by this specific regulation, but as I said before many other countries are advancing similar pieces of legislation. Any exchange registered within a specific country could still be targeted if they refuse to comply. Hodlhodl for example is based in the UK, so would be easily targeted. AgoraDesk is based in the Seychelles, so is likely to be safer. The only exchanges completely immune to such regulations will be ones which are entirely decentralized, such as Bisq.