From reading the article, I got the impression that the author is referring to the password you would add to protect your wallet, rather than "the passphrase" I was referring to which is something else. See this article, it should help you understand things better: https://bitbox.swiss/blog/optional-passphrases-benefits-and-risks/

As for your second question, the Unstoppable wallet is not available for desktops right now. I second the suggestion above for a multicoin open-source wallet, Trezor would be a good choice.

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its probably the same thing but explained differently . however bitbox article dig more into details . as for the open source wallet options provided i found electrum was hacked in 2019 https://github.com/spesmilo/electrum/issues/5084 .

so i guess no option is truly safe but i think exodus would be slightly better than blockchain.com

hardware wallets like trezor are not convenient for day to day transactions as you need to be more careful and caring .

thanks again