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Risking is part of crypto journey as from day 1 we already have that situation and we already accept that , yes I am also in diversification but adjusting or borrowing to buy altcoin will never be in my option , instead I will continue my holding .
Diversification can be applied with a note that the selection of altcoins and main coins must be appropriate, must be top altcoins, and have good development.
Don't just diversify based on rumors and other people's advice without doing your own research.
But when someone suggests holding ETH it becomes the best altcoin choice.
and Diverisifkasi adjusts to the capital you have, but if you take out a loan for altcoin investment, it will be more risky, because crypto is very volatile while the loan will continue to run along with the interest charged.