It is easy to make claims without knowing the facts, much less analyzing them. I simply ask that you do the math next time you have the urge to say "scam."
I understand your point of view very well, but even so you can't blame people for reacting to a shitty situation you've created yourself (I mean as a company).
Choosing your partners is essential, and by sending their funds to you, your users thought that you were in a position to choose the right ones.
Once again, I understand your point of view, but I don't think you're credible enough to blame people for giving you tags.
Do you have refunded 100% of your users now ? So let's wait before being patronizing,