Here's also a place of business but to me I still don't find it ok to be giving out loan, because the risk is too much to handle.
Just like you don't find it Ok to give out a loan because it's risky, other people find it not OK to gamble or even trade because of the risk.
Giving out loans is actually business, What lender maybe need to is to become more picky on who to lend money to and who not to lend to. But I think over the years the number of loan defaulters has reduced.
He should've joined a sig campaign to stack sats because he's Hero rank but he's asking for a loan.
Because his aim was to get a loan, get out and never pay. He was never interested in joining a signature campaign