Have you consider that you lose all your coins because the wallet phrase to your coins and PC burn in a war.
So what will you do if you survive after the war to start back your financial struggling and your crypto investment journey. Or can you get the coins back?
Don't just rely on crypto assets, remember if you have previously earned income from crypto, set it aside and then build other assets online such as YouTube content creators, etc. Returning to the case that the OP wrote about, make sure we also save "keys" or "mneumonics" (backup) in case there is a case of lost laptop, cellphone or an incident such as a fire.