I know we're dealing with being broke here though you used the poor person tag. The real poor person won't even be bothered with anything investing as they don't even know where their next meal comes from. Be that as it may, you've to know that in this crypto industry no one is infallible. We're all at best speculators. It's like what happens at wedding where the priest tears out a marriage certificate and hands it over to the groom. People don't graduation on the first day of whatever they're into without first learning it. Yet, a newly wedded couple is handed a certificate. It simply shows thag no one knows it all in marriage. You should see crypto that way while seeking advice. Verify whatever you're told and don't take any advice or suggestions on their face value without doing your own research too. In summary, you will still be the one who will decide what amount of Bitcoin you should hold and that will depend on the cash at your disposal.