Along the line her husband isn't that comfortable with the whole working process and asked her to quite because she was only getting used by the company while they boost their income/GDP, and enslaved their worker to keep working for them, their salary were less than 100$ then, per dollars was around NGN 495, even some government workers then were being underpaid especially those we calls civil servants and most of them do not own a personal property due to the minimal amount they are being paid for the month and per year just as you said I can basically say that our country is another good place to point out and the only way to survive is being self employed Yes! Because one can do business and get 10x of the amount being offered by some offices or by some companies, anyone who is working with the government are indirectly or directly enslaving themselves.
Yeah.. some people do not feel that they have all of the skills to employ themselves and to promote their business, so there is a kind of security with getting a job with someone else - except as you suggested that working for someone else (a company) might end up being a kind of trap in which the employees are never really able to get ahead.
Lets do small mathematics:-
If a company or a civil servants are being paid less than $100 (90$ at the rate of 1125 Naira) in my country, finds out how many years it would take them to build a house of at least the minimal 2 bedroom flat.
... Let say their salary is $90 x 1125 = NGN 101,250, then ($90 x 12 = $1,080)
Removing savings let say 30,000 - 101,250 = 71,250 remaining
Then we also remove house rent 30,000 - 71,250 = 41,250 remaining ( Our house rents are being paid yearly)
Removing feeding 20,000- 41,250 remaining 21,250
Then we can say the remaining 21250 is for billings and reserved funds..
So let do the remaining balancing.. main salary 101,250., everything as substracted will be multiple by 12 months (1 year) to know how long it would take any one being paid 101,250 (90$) to own a house.
Savings 30,000 x 12 = 360,000 per year
House rent 30,000 x 12 = 360,000
Feeding (foods stock) 20,000 x 12 = 240,000
Billings 10,000 x 12 = 120,000
Reserved fund 10,250 x 12 = 123,000
Then at least to finish and furniture a two bedroom flat in my country depending on the location is about 15, million for PortHarcourt Rivers State, for Lagos 30 million, for Abuja is 70 million above these depends on the land locations in those states.
We now used the total savings to be divided by each state to know how many years one needs to do a job of 90$ to get a house in my country.
15,000,000 / 360,000 = ~ 42 years, In Portharcourt River's state, 83 years for Lagos while Abuja is 194 years. Lols this till the next generation they won't be able to complete such building in that last place. This is to show how some people are homeless and can't afford any single property of their own. That's why we need a personal business and not to get enslaved by any companies or under paid offices.
Of course, incomes might be able to be combined in a family situation.. but yeah no matter how you slice it, the working for someone else situation can be quite dire in some places if there might not be enough higher paying jobs in order to bid up salaries, and if people do not feel that they have other opportunities, then they take those kinds of jobs with the belief that they might not have any other options - except like you say, if they are an entrepreneur then it could be possible that they could make a better life for themselves, but there is a lot of self-training and self-resourcefulness that is required from anyone doing their own business..
and frequently when they are first building their businesses, they might not get paid enough to live, but then if they keep building their business, it could well end up getting to the point where they can sustain themselves and then make equal to what they would make with someone else and then later start to make more than what they could have had made working for someone else. they surely do not start out by making more.. it takes time to build a business, and a decent number of individual businesses end up not being successful.. which is another reason that people end up going with the sure thing that is not very good rather than the uncertain thing that might be better, but might not end up being better.
What I noticed is impatient and then people don't always developed this entrepreneurship to be able to nurture a business to maturity, what we must know and note is that for a business to be successful it takes a minimum of 3 years and maximum of 6 years above otherwise anyone who doesn't exercise patient within the period of nurturing the business might get failed up due to the energy it would consumed for the business to start making profits and starts sustaining their families.
So what some people does is that they goes into apprenticeship to acquire additional skills from those who are dedicated for such businesses and it's mostly common in the eastern Nigeria where they go learning a dedicated skills for specific business, that is why they are known as business magnates. Well lemme note deviated from the solely purpose of the topic. But however, for one to be financially stable s/he should at least has multiple stream income for them to able to hold their bitcoin investment for long without running into financial stress or crisis were they solely depends on the profits of their investment.