Depending for everything on government means that we are not able to take step for ourselves. All responsibilities should not be put on government because our financial systems are not in their hand. Every person will make their financial system better by themselves because if we set without doing nothing then we will become useless. If a person cannot earn for himself and for his family then I think keeping hope from government is also not better for him. Earning and completing our needs are just our job not of government. Government will just keep check on country's conditions now its up to us that we are willing to live a wealthy life or a life in which we are depended on government for everything.
I agree with you, we have full responsibility for our financial condition and we must be able to manage it well so that whatever income we have we can still meet our needs.
In my opinion, it would be better for us to work on our own to be able to meet the needs we need and do whatever work we can as long as we don't violate the rules in our place of residence.