I great oh my people of the high table .some times Person no Dey fit predict wetin go happen in every minute of our life’s ,expensive Dey come out even when we no plan am.you fit say okay today I no go spend much and the nxt minute you Dey mechanic shop Dey repair your car ,or one thing for house fit just spoil for your house .you fit con say okay I go leave am first ,then boom gas’s don finish😂  .other thing again na plenty waka waka ,person Dey do birthday you Dey there ,party na everyday you Dey club ,you don’t even know the different between  your needs and your wants .these are things we can’t control cus most of them are unpredictable.but on the other hand we can actually manage them not totally but to and extend in other to reduce our daily expensive .now how can we archive this ,first some of us really need self control ,because most times we spend money on what we don’t even need, you just feel like oh my friend is buying so let me buy or maybe we just want to use it for show so we just buy even when we don’t know how is been used.secondly we should limit the way we go out ,we must not be seen every where,am not saying we shouldn’t go out but we should go out only when is necessary.

And lastly our savings account should be different from ours spending account, these money is for unforeseen circumstances .so when ever problem like car issues etc comes up we can just settle them ,knowing fully well that you have kept the money a long time ago fir that particular problem .you won’t have to temper with your savings or money you kept for something else.