If the money did not come from a loan I'd go invest half of it in Bitcoin, halving is only a few months away and this is the best time to invest in Bitcoin, and for 25% of the half I'll go for the top five coins in the market and the remaining 25% of the half I'll go for new coins with good potential in the market, it's very tempting to invest on meme coin but pretty risky, I will stay away with trend coin and will look more on the coin's use case.