Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
If you are doing that, you are living an imbalanced life. You need to live your present well by not depriving yourself on your basic needs, and at the same time you need to save and prepare for your future as well. That is how to live a good and balanced life. Otherwise, if you focus on your future, you will lost the essence of living your life at the present, which for me your present will determine your future. Living your present life with contentment and satisfaction is crucial so you can envision a brighter life in the future.
However, there are still individuals who have greater vision for their future than living their present well. And that's one thing that we can't change simply because all individuals are unique, and have different views and opinions on how to live life well.