Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
I would live in the present i.e live comfortably any extra fund then is invested for the future, I can't sacrifice my present for imaginary future, I have met people who are taking care of the present inform of investing in the education of their children with the hope that in the future those kids would look after them too, those category of people has no any savings because all their money is channelled to feeding, housing and spending on the children education, this is very common in some pert of Africa and its obvious those children after they grown up and became well educated and got a decent job they tend to reciprocate gesture to their aged parents.