Banks are adopting this centralized coin like crazy. It's good news for XRP investors, but bad news for the crypto industry in general. This could pave the way for XRP to become the new global money system. It's likely CBDCs will be issued on the XRP Ledger in the future. That's if mainstream governments decide to use a public chain like XRP. If they decide to make a private chain, it will be game over for XRP.
I wouldn't recommend investing in it, unless you want to make money in the short-term. It's a risky long-term investment because of the reasons mentioned before. Who knows what the future holds for the "cryptocurrency"?

Adding up into this one.
With these kind of sentiments or fundamentals whether these are real ones or not, it does really give out that kind of positivity towards into its holders.
This is why if you do believe that XRP would be having that good future despite of being that too centralized then it would be not bad
on throwing up some bucks for you to invest into it.