By the way, if we gather fun tokens on freebitco, do we also get interest on them as well? and if so, the same percentage 4.08%?
I have not tried the FUN token investment. But I do participate in the Bitcoin investment which gives us 4.08% per year. I have seen the section dedicated to the FUN tokens and it is in my view another investment scheme running on the site which uses the FUN tokens that can be bought using BTC on the site itself with reference to the exchange price widget in the same page. That FUN token interest is separate from the bitcoin "savings account" interest.
Correct me if I am wrong though. I have not used or touched the FUN tokens section much.
According to the website, one could earn up to 25% APY on Fun tokens if he or she bought and staked it.
You already confirmed you earn 4.08% on bitcoin, there is no way APY on bitcoin will be the same as APY On Fun token, since Bitcoin is already a more established and trusted coin than Fun, it's a no-brainer that alot of people hold bitcoin already, so, for the freebitco team to shift investors attention and interest from bitcoin to Fun token, it's most important they offer a better and more attractive APY to investors who may be considering converting btc to fun token.
This, I believe is the reason for APY on Fun token can not be the same for APY on bitcoin.