I'll keep the $15k and work to make up the $5k. There is no need to rush. It is a business just like a child I must take my time.with it to see it grow slowly and steadily. After I have gotten the 5k , I won't even quit my regular job. I'll Only do do when the balance sheet is looking good.
I agree with your opinion, we don't need to rush to build a business if the capital we have is not sufficient for the business we are going to build, it would be better for us to keep the capital we already have and continue working and saving the rest we have. needed to build the business that we will build and also we can prepare well ideas about the business that we will build.
Starting a business needs to have spare capital from the beginning business plan. You cant start a business using daily expenditure money, because when you start a business, it means you already have financial security for your daily expenditure. Business has always possibility of failure, even it's a small percentage. You cant risk your daily use money, it could be harmful for your living.
Starting a business plan is not just about idea and capital / financial management. It also needs financial management for daily use money which is apart from business. This is essential for financial security of living to avoid unexpected precedent that could happen in your business.