Some examples of smart ways to make money are;
be social and make good friends who you can grow with. The information you have can determine if you will have money or not, try get friends wey una dey talk better things like how to make more money.
Another point is to keep your circle. In your making friends and being social keep your circle real small. And make sure that they are loyal. People who will share correct update with you and not hoard information because they want to be the gatekeeper.
Do your research then invest in where others dey invest. People dey invest in bitcoins, invest in bitcoins.
Be the first to invest because we are living in a face paced world. Lastly, find a need and fulfill it.