I'm sorry, but you're the one who has garbage counterarguments here. You insult my intelligence when you insinuate that people will be happy to accept CBDC (along with its consequences).
The bonobo intelligence you have, welcome to my ignore list you retard.
IMO people aren't the sheep some posters here think they are. Yes, they chose credit cards over cash, but that's because most of them were certain that the money on their card is real cash converted to ones and zeros. The risk of using a card over cash wasn't really that big for your average joe, but the convenience was greatly increased.
Another one who doesn't get something basic. The money shown as balance on the (debit) cards is not real money, they are accounting entries based on a ponzi scheme, and in the case of credit cards it is even worse, because they are accounting entries passed on as money that are created as debt with every payment you make. But if you don't understand this very basic thing don't expect me to waste much time arguing with you, eh?