~snip
Lol. What happens with this guy? Is this an account created specifically to troll JJG?
Adding of the dollar value did really highlight that a 4% withdrawal rate is likely quite a bit too low in terms of a sustainable amount, even though it might be an acceptable withdrawal rate if the goal is to allow the account(s) to continue to grow... so if the goal would be to attempt to mostly maintain the value of the account, most likely the withdrawal rate would need to be quite a bit higher than 4% per year, perhaps double or more.
I suppose we could take advantage of this depending on the personal moment we find ourselves in. If we are at retirement age it would be more reasonable to have a higher withdrawal rate and just try to maintain the value of the account, while if we are not retired or if we are but we do not have other assets, as we talked about in the previous post, it would be more logical to withdraw less and try to make the account still grow.