All what you have said is true,  I really do understand what salamuh is trying to say, that you shouldn't invest angressively. Investment should be base on how you invest without having second thoughts of selling your coin when there is problem. You have narrated everything that you dont have kid or family. For that reason you can do it fine. What if there is no $40 weekly payments business how would you also cope? Because you talk base on absumption and you are not really sure. For me if you are reacieving payment like $200 according to salamuh absumption, what I will advice is to reduce it from the %50  to %25  Eg salary $200 ÷ 2 = $100 the first $100 is for taking care of your responsibility or reserved fund. while the other $100 ÷2 = $50 each, you can use $50 for DCA $25 for lump some and the other $25 for buying dip. I think this will reduce the stress of depriving yourself of some certain things all because you want to meet up target. Even as we are trying to accumulate, we should know that all our efforts is to survive and puts food to our table. If you deprive yourself of something's thought it wouldn't hurt you that moment but later you will realize that some things need to be fixed at the write time. In other not to affect your bitcoin. For example somebody who starved himself because he want to accumulate btc and later have a stomach ulcer, you will still need to sell your accumulated btc to treat your predicament.