ETA starts out at %12 to open a channel?? Wth! Doesn't that defeat the purpose of using Lightning? The reason I'm using it  is because I don't want to pay the inflated btc fees (thought that was the point of using Lightning, to save on transaction fees). At %12 I could just straight pay with btc. What am I missing?   

https://i.postimg.cc/Gtk38ch9/image1455hgg66g.jpg