People don't forget with LN, currently there are 16,583 nodes with channels right now.

We just have many option, when it comes to offline stores, people prefer to use fiat than Bitcoin. In online stores, we can use digital fiat, altcoins with cheap fees or Bitcoin. if the online stores are in a same regions where you live, digital fiat is the highest choice. While cross border transactions, people might use stable coins instead of Bitcoin.