I think there are so many other tokens than XRP that should be considered, I'm not badmouthing XRP but the performance in the field will show the results.
and I think xrp will be replaced.
I also think there are many other projects better to invest in than xrp. But I'm not sure about it being replaced, at least not in the near future. If xrp was able to counter with sec, it means they have strong backers. That's the only reason why the coin is at the top.
Still on the good position in terms of rankings and like you said, XRP manage to to counter SEC a good sign that
the team really got something to work with this project and to continue bringing progress.
Not easy though if you don't do your own research since the market is playing and without knowledge and trust it may burn your money.