I say as long as you placed a stake at bitcoin and cryptocurrencies as early as possible, you wouldn’t need to really worry about much since the river’s run its course at this point. So if you’re asking who’s wiser between the three, I’d say both of them have been as wise as they can in theor own way given their circumstances. There’s a lot of things you hae to keep in mind when you’re investing in bitcoin, or any cryptocurrency for that matter. One of the most important being that you have to know what your capacity for risk and affordability is. Theymos in this example perhaps might not have invested just as much money as bob and alice, but if that’s what works for him given the circumstances, and he’s still able to invest money in bitcoin, I think that’s a massive win regardless.