I do not know about how futures quarterly trading is charged, but I know that it is different from perpetual futures. With quarterly, you can open a position for up to 100 days, but depending on the exchange. But with it, there is nothing like funding rate.
I see the funding rate not to be a problem because it is 0.01 or less in percentage every 8 hours. It may even be in your favor in a way that you will earn it instead.
We earned and also make losses in the system, that alone shown that evidence of consistent trying. We plan our day when it comes to trading Bitcoin which happens to be one of the project that consists of high volatility in the system. Bitcoin and cryptocurrency is broad, we can't helped each other if one don't work together to achieved a particular goal for anyone. The funding rate doesn't concern any trader, the activities concern should be the activities that involved the eexchanged. Trading is for the main traders who specifically knows what he or she doing in the space.