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If someone wants to gamble, it's up to them whether it's for fun or because they have an addiction to gambling. But I don't agree with taking a loan just to use it for gambling; I really don't agree with that.
Taking of loan to gamble is something that an addicted person will deem fine and I doubt that he would ever see it as wrong but we all know that's it crazy to gamble with money someone actually borrowed you because gamble isn't something that guarantee's 100% income and the process can make you go more in dept. Money that is borrowed should be only used for cases of emergency and nothing else, as in when there is absolutely desperate need for it.
A person who is addicted towards gamble will obviously won't be in the right mind to judge what is right for him and what is wrong for him. That's why taking a loan to gamble and seeing it as normal is totally fine for him. Bit it isn't. You are right. If one is already is in deep debt, he should try to work hard in order to pay of his debt, not gamble again to make the debt even bigger.