I won't make risky bets like you, even Bayern, this season. I won't put my faith in either. Only Leverkusen is probably my safe bet. I bet Leverkusen will overthrow Bayern's throne this season if Bayern continues that erratic performance.
I am also the same as you. I am a bettor who prefers safe bets. This season I only feel safe if it is Bayern Leverkusen. And regarding the title, I am sure Leverkusen will win the title this season. Even though the competition with Munich is still tight with only a 4 point difference, I see that Munich showed several weaknesses when they lost against Frankfurt. Leverkusen has never lost at this time. But Munich is also still quite competitive because there are still many games left in the season.
Leverkusen and Bayern Munich continued to maintain the two-horse race to win the championship when they both won in round 16 of the Bundesliga. Before the Christmas break, Leverkusen was still maintaining an unbeaten streak, topping the Bundesliga rankings. Bayern continues to be in 2nd place. Thomas Tuchel's army is not allowed to drop any more points if they do not want the championship race to become more complex. They must still ensure their performance is perfect because Leverkusen shows no signs of slowing down. They try to close the score gap with Leverkusen before entering the second phase of the season. The season is fascinating when there is a team competing for the championship with Bayern.